FREQUENTLY ASKED QUESTIONS
1. What are the interest rates and what will my repayments be?
No single application is the same. Rates and Repayments vary on your individual details. The factors are based on age, drivers licence type, credit report, employment and stability. We will taylor a deal to suit you as best we can.
WHAT IF?
1. I still owe money in my car that I want to trade?
You can still trade your car with us we will pay the finance company back with the trade deal. In some cases you can even borrow more than the trade is worth.
2. What if I have a learner, overseas or no licence at all?
We are able to arrange finance for all types of licenses.
3. I am self-employed / sole trader, can I still get finance for a vehicle?
Yes you are able to apply but we will require 3 months bank statements and G.S.T returns or in some cases a profit and loss breakdown from your accountant.
4. I have had past credit problems, can I still apply ?
In most cases we can help. Our finance and administration team have had combined over many years in the motor industry! If we can’t help nobody probably can!
HOW DO I?
1. Find out how much is going on my current loan?
You need to call your finance company and ask them for a settlement figure. This is a different amount to the balance and they will want a date for final payment. Allow 1 week for us to settle your loan.
2. Get a bank statement for my final finance application?
Most banks send out a statement every month. If you no longer have your statement you can either go into your nearest branch or one of our staff will help you register for internet banking over the phone. In many cases we will require a 30 day bank statement for finance approval.
3. What do I need to get finance and drive away today?
You can apply now either online or over the phone. We can normally deliver you the car before you sign the finance agreement. We just need a copy of your driver licence, proof of address, proof of income, (30 day bank statement or last 2 payslips) before you drive away.
